Bank of India Corporate Overview

BALANCED CREDIT PORTFOLIO INR Bn Total Net Advances बैंक ऑफ़ इंडिया Bank of India Break-up of Gross Domestic Advances RAM 48.96% 14.63% 3,664.82 3,413.80 3,410.06 3,311.14 3,366.61 16.45% 51.04% FY17 FY17 FY18 17.88% RAM 49.49% 17.69% 50.51% 9MFY20 15.49% 16.31% ■Retail ■Agri MSME Corporate & Others FY19 9MFY19 9MFY20 Yield on Average Advances¹ 8.60% 8.13% 8.07% 7.48% 7.12% FY17 FY18 FY19 9MFY19 9MFY20 Retail Advances INR Bn Retail Advances Retail Advances as % of Domestic Advances 588.48 564.92 535.24 417.93 14.63% 478.17 16.29% 17.22% 17.17% 17.69% FY17 FY18 FY19 9MFY19 9MFY20 The diversified credit portfolio helps in reducing the volatility and potential risks associated with concentrated credit portfolio in particular segments or sectors 1 Yield on Average Advances is interest income from Advances divided by total quarterly average (Closing) Advances. 11

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