Investor Presentaiton
Asset Quality
Profile of customer loans' at Dec 16 (gross)
Bank of Ireland Group
Composition (Dec 16)
Mortgages
ROI
UK
ROW
Total
Total
(€bn)
(€bn)
(€bn)
(€bn)
(%)
24.3
23.9
48.2
59%
Non-property SME and corporate
11.7
4.12
4.2
20.0
24%
SME
8.8
1.9
0.0
10.7
13%
Corporate
2.9
2.2
4.2
9.3
11%
Property and construction
Investment property
Land and development
6.8
3.4
0.2
10.4
12%
6.0
3.2
0.2
9.4
11%
0.8
0.2
0.0
1.0
1%
Consumer
1.8
2.0
3.8
5%
Customer loans (gross)
44.6
33.4
4.4
82.4
100%
Geographic (%)
54%
40%
6%
100%
'Based on geographic location of customer
2Includes £0.9bn relating to GB business and corporate loan books, which BOI is required to run down under its EU approved Restructuring Plan (2015: £1.3bn)
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