Investor Presentaiton

CIB benefits from its diversity Headline earnings (Rm) 1H21 1H22 1 069 22% 1 305 Corporate Bank Pre-provision 29% profit growth: 21 | (1%) 2 990 2 974 4 059 5% 4 279 2 766 7% 2 955 2% 1 293 1 324 Investment Bank Total CIB South Africa ARO (2%) 6% 2% 15%

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