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Investor Presentaiton

16 Bangkok Bank forecasts uncertainties and global economic headwinds will limit Thai economic grow to ~3% in 2023 GDP growth YoY (%) Global economic recovery Large scale fiscal stimulus Global financial crisis Great floods Strong Baht appreciation up Brexit to taper tantrum US election 7.5 7.2 5.4 5.0 4.2 Collapse in commodity price Exports recovered, easing of lockdown paved way for a recovery in domestic activity Coronavirus outbreak 4.1 4.2 3.1 3.4 2.7 3.0 2.4 2.6 1.7 1.6 0.8 1.0 -0.7 -6.1 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023F Bangkok Bank

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