Trading Results & Economic Outlook
International Banking: Pacific Alliance
1, 2, 3
FINANCIAL PERFORMANCE AND METRICS ($MM)
Q4/20
Q3/20
Q4/19
Q/Q
Y/Y
Revenue ($MM)
1,842
1,833
2,030
3%
-2%
Expenses ($MM)
883
846
947
7%
2%
PTPP ($MM)
959
987
1,084
0%
-5%
Net Income ($MM)
216
63
438
291%
-47%
NIM
4.08%
4.04%
4.63%
4 bps
-55 bps
Productivity Ratio
48.0%
46.1%
46.6%
180 bps
130 bps
16%
Colombia
27%
Chile
REVENUE 5
$1.84B
GEOGRAPHIC DISTRIBUTION4
1%
30%
Colombia
Mexico
44%
NET INCOME 1,3,5
$216MM
28%
Chile
Peru
1 Attributable to equity holders of the Bank
2 Y/Y and Q/Q growth rates (%) are on a constant dollar basis, while metrics and change in bps are on a reported basis
3 Refer to Non-GAAP Measures on slide 40 for adjusted results
4 For the 3 months ended October 31, 2020
5 May not add due to rounding
38%
10%
Mexico
Colombia
38%
17%
Chile
Peru
AVG EARNING
ASSETS4
$136B
30%
Mexico
22%
Peru
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