DIB's Digital Journey

Analysis of TESS (as at 30 June 2021) Segment (AED m) Outstanding deferrals Exposure Provisions Collaterals Group 1* Corporate Banking 2,066 22,894 307 24,805 Consumer Banking 6 3,837 69 2,362 Group 1 Total 2,072 26,731 376 27,167 Group 2** Corporate Banking 668 7,467 291 10,093 Consumer Banking 1 804 275 410 Group 2 Total 669 8,271 566 10,503 TOTAL 2,741 35,002 942 37,670 AED mn Corporate Banking Consumer Banking Total Total deferral 9,013 572 9,585 Outstanding deferral at year end 2020 3,613 14 3,627 Outstanding deferral as at 30 June 2021 2,734 7 2,741 * Group 1: Customers that are not expected to face substantial changes in their creditworthiness, beyond liquidity issues and are temporarily and mildly impacted by the COVID-19 crisis. ** Group 2: Customers that are expected to face substantial changes in their creditworthiness, in addition to liquidity issues that will be addressed by payment deferrals. بنك دبي الإسلامي Dubai Islamic Bank #Ready For TheNew 16

View entire presentation