Investor Presentaiton

Digital Processes from start to finish to reduce Carbon Footprint Customer App Connector App ESG RM Pro App Green Operations Operational Eco-efficiency & Climate Resilience HomeFirst has a deeply ingrained Ideology of all processes being paperless across the product cycle. Implemented Electronic processes even for traditional activities such as • • . Capturing KYC documents Agreements signed digitally (59% of total in Q1FY24) E-Stamping (64% of total in Q1FY24) E-NACH mandates (65% of total in Q1FY24) This results in saving of paper, time and energy. Mobile apps . • Provided to customers, employees and connectors. This has helped cut down on branch visits, thereby saving time, fuel as well as energy. Other initiatives helped reduce use of electricity • Cloud based loan management system and CRM. • Open office structure in Head Office & Branches. More information on our tech stack from slides 14 to 16. Customer Portal Login Spotlight GET LOAN M homefirst Hi Sanjay! Home Loan Pay EMI RM Pro homefirst We you Last 60 Days Total earnings 130,000 Gold Points User A-Z On-Boarding Accept Payment Create Lead My Space My Opportunities My Contacts My Leads Custome Approved In progress Declined Total Apply for new Home Loan in just few easy steps 18 Log in the Cust your Loans 60 12 90 Transaction Login Now Create Lead Apply Now Do it yourself :: 24 % 22 Get Loan Track Loan 20 Our Products 18 Monthly lead stats Dashboard My Payments Failed Receipts Home Leaderboard Me Google rating of Homefirst Customer App 4.1 Google rating of Homefirst Connect App 4.7 Google rating of Homefirst RM Pro App 4.8 As of 24 Jul'23 As of 24 Jul'23 As of 24 Jul'23 19 Home First Finance Company India Ltd. Investor Presentation - Q1 FY24

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