Investor Presentaiton

Business Highlights 1 BPPR $ in millions, except ratios Q3 2023 Q2 2023 Change Q3 2022 BPPR: Loans Held in Portfolio $23,729 $ 23,087 $ 642 $ 22,254 P.R. Government Deposits 17,750 18,464 (714) 18,183 Total Deposits 53,839 55,077 (1,238) 56,937 Borrowings 108 Net Interest Margin 3.14% Total Deposit Cost 1.68% 108 3.21% 1.44% (0) (0.07%) 116 3.27% 0.24% 0.34% BPPR Customer Engagement Q3 2023 Q2 2023 Change Q3 2022 Customers (in thousands) 2,009 1,999 10 1 Active Online Users 54% 54% 0% 1,969 54% Deposits Captured Through Digital Channels 62% 62% 90 0% 64% Popular Bank • Business Metrics Loans increased by $642 million QoQ across most business segments: Commercial loans increased $311 million Mortgage loans increased $121 million Auto loans and leases increased $104 million Deposits decreased by $1.2 billion from Q2 2023, driven by P.R. government deposits Total cost of deposits increased 24 bps to 1.68% in Q3 2023 Total customers surpassed 2 million Credit and debit card sales (in dollars) were 4% lower than Q2 2023 and 6% higher than Q3 2022 $ in millions, except ratios Q3 2023 Q2 2023 Change Q3 2022 Popular Bank: Loans Held in Portfolio $10,267 $9,911 Total Deposits 10,302 10,018 $356 284 $9,235 8,439 Loans increased $356 million QoQ, mainly commercial and construction loans Borrowings 398 428 (30) Net Interest Margin 2.90% 3.01% (0.11%) 438 3.84% Deposits increased $284 million Total Deposit Cost 2.84% 2.55% 0.29% 0.67% Total deposit cost increased 29 bps to 2.84% driven by an increase in deposits gathered through the Popular Direct online channel and brokered deposits Customers who have logged on to Popular's web and/or mobile platform in the past 30 days 4

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