Well Positioned to Deliver Sustainable Growth

Diverse Suite of Digital Products and Experiences... ENGAGE Revolving PLCC DUAL CARD Seamless Customer Journey APPLY USE Multi-product Suite Installment Commercial Experience & Trust SERVICE Digital Bank "synchrony Growth Adjacencies HIGH YIELD SAVINGS PAY-IN-4 OR MONTHLY/ BNPL BUSINESS PET INSURANCE REVOLVING CREDIT CO-BRAND SECURED NETWORK SYNCHRONY MC SECURED Allegro A CreditⓇ INSTALLMENTS & LEASING synchrony INVOICE-BASED Customer Choice A Purchasing Power Pets Best" PET HEALTH INSURANCE SYNCHRONY NETWORKS CareCredit & MARKETPLACE CD IRA MONEY MARKET Frictionless, Digital CX HEALTH SYSTEMS Value Prop 5

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