2022 Update: Fidelidade Insurance Market Leadership

Fidelidade's proactive capital plan provides flexibility going forward New issuance (if favorable conditions) ✓ Inaugural ✓ Inaugural Tier 2 rating . • . "A" (Fitch) Financial Strength with Stable Outlook • in December 2021 • €500M 10.25NC5.25 issued in May 2021 Source: Company information Capacity for new issuance New debt financing would allow Fidelidade to further optimize its capital structure It is subject to favorable market conditions Commitment to maintain capital ratios comfortably within risk appetite optimization Capital 32 FIDELIDADE

View entire presentation