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Investor Presentaiton

Prudent Operating Assumptions Added $3.9b to EV Since IPO Cumulative Claims Experience Variances ($m) Cumulative EV Operating Variances ($m) 2,277 2,162 1,941 1,557 1,345 1,112 905 705 541 417 301 149 AIA 3,891 3,648 3,211 2,662 2,028 1,425 1,129 735 487 379 255 144 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Note: 2017 figures cover a 13-month period from 1 Dec 2016 to 31 Dec 2017 due to a change in Group's financial year end 20 20
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