Investor Presentaiton
1. Basic structure
HIROSHIMA BANK
III. Business style of Hiroshima Bank
Leveraging key strengths: Funds / Information / Risk management
Deposits
Promotion of basic transactions with
customers to increase "balance"
Loans
Promotion with consideration for well-
managed "balance," "yield" and "risk"
Securities
Aggressive lending to regional small-sized companies
based on stable funding (deposits) from region
Establish portfolio with well-managed "profit" and "risk"
Fund
intermediation
Regional
customers
Solution business
Retail Asset management
Enhance management support business
based on solid know-how
Offer wide range of products to meet
customer's needs
Offer sophisticated solution business to accommodate with customers' needs
Information
intermediation
Risk management
intermediation
System sharing
(Fukuoka Bank : 2003/1 ~)
Alliances
Network
(In-store ATM : 25,600)
Securities/Insurance
International business
(Hirogin Utsumiya Securities)
(Alliance with 8 foreign banks)
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