Oil & Gas Market Recovery and Performance Update

Kemira has a diversified financing base 14% Other EUR 141 million 12% Leases 122 million 28% Loans from banks and financial institutions EUR 278 million GROSS DEBT END OF MARCH 31, 2021 EUR 980 MILLION, MATURITY PROFILE EXCLUDING LEASES 450 400 400 46% 350 Bond 300 EUR 453 million 250 200 200 156 200 150 133 129 100 ..... 54 50 0 2021 2022 2023 2024 2025 2026 2027 2028 Kemira APRIL 27, 2021 INVESTOR PRESENTATION Bilaterals Bonds Others Undrawn RCF 40 67

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