NORD/LB Group Presentation

Appendix Additional Information (II/II) Also this Information as a whole or any part thereof is not a sales or other prospectus. Correspondingly, the information contained herein merely constitutes an overview and does not form the basis for an investor's potential decision to buy or sell. A full description of the details relating to the financial instruments or transactions which may relate to the subject matter of this Information is set forth in the relevant (financing) documentation. To the extent that the financial instruments described herein are NORD/LB's own issues and subject to the requirement to publish a prospectus, the conditions of issue applicable to any individual financial instrument and the relevant prospectus published with respect thereto as well NORD/LB's relevant registration form, all of which are available for downloading at www.nordlb.de and may be obtained, free of charge, from NORD/LB, Georgsplatz 1, 30159 Hanover, shall be solely binding. Any potential investment decision should at any rate be made exclusively on the basis of such (financing) documentation. This Information cannot replace personal advice. Before making an investment decision, each Recipient should consult an independent investment adviser for individual investment advice with respect to the appropriateness of an investment in financial instruments or investment strategies as contemplated herein as well as for other and more recent information on certain investment opportunities. Each of the financial instruments referred to herein may involve substantial risks, including capital, interest, index, currency and credit risks, political, fair value, commodity and market risks. The financial instruments could experience a sudden substantial deterioration in value, including a total loss of the capital invested. Each transaction should only be entered into on the basis of the relevant investor's assessment of its individual financial situation as well as of the suitability and risks of the investment. NORD/LB and its affiliates may, for their own account or for the account of third parties, participate in transactions involving the financial instruments described herein or any underlying assets, issue further financial instruments having terms that are the same as or similar to those governing the financial instruments referred to herein as well as enter into transactions to hedge positions. Such actions may affect the price of the financial instruments described in this Information. To the extent the financial instruments referred to herein are derivatives, they may involve an initial negative market value from the customer's point of view, depending on the terms and conditions prevailing as of the transaction date. Furthermore, NORD/LB reserves the right to pass on its economic risk from any derivative transaction it has entered into to third parties in the market by way of a mirror image counter-transaction. Further information on any fees which may be included in the sales price is set forth in the brochure ,,Customer Information Relating to Securities Transactions" which is available at www.nordlb.de. The information set forth in this Information shall supersede all previous versions of any relevant Information and refer exclusively to the date as of which this Information has been drawn up. Any future versions of this Information shall supersede this present version. NORD/LB shall not be under any obligation to update and/or review this Information at regular intervals. Therefore, no assurance can be given as to its currentness and continued accuracy. By making use of this Information, the Recipient shall accept the foregoing terms and conditions. NORD/LB is a member of the protection scheme of Deutsche Sparkassen-Finanzgruppe. Further information for the Recipient is set forth in clause 28 of the General Terms and Conditions of NORD/LB or at www.dsgv.de/sicherungssystem. ++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ NORD/LB's use of data from MSCI ESG Research LLC or its affiliates ("MSCI") and the use of MSCI logos, trademarks, service marks or index names herein does not constitute sponsorship, endorsement, recommendation or promotion of NORD/LB by MSCI. MSCI services and data are the property of MSCI or its information providers and are provided "as is". MSCI names and logos are trademarks or service marks of MSCI. Finanzgruppe 47 NORD/LB

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