Investor Presentaiton
Funding Overview
Highlights
QIIB's funding is predominantly driven by customer deposits and unrestricted investment accounts
(URIA) and is backed by the bank's own capital.
QIIB has leveraged its expanding branch network and corporate relationships to steadily grow its
deposits base - to be supported further with Corporate e-Banking services.
QIIB is increasingly becoming a preferred banking partner for individuals as well as corporations and
financial institutions looking for Sharia-compliant solutions.
In the process of establishing an investor relations function to broaden investor base, develop
investor relationships.
QIIB's Funding Split
As at 31 December 2019
As at 31 December 2018
14%
23%
48%
14%
Due to banks
Other liabilities
1%
☐ ☐
14%
25%
5%
43%
Customers' current account
Unrestricted Investment Accounts
Capital
Sukuk
11%
2%
e
URIA breakdown by Sector
Growth in total customer deposits (US$ Mn)
As at 31 December 2019
10,000
As at 31 December 2018
1%
2%
8,000
5%
25%
6%
29%
6,000
7,026
6,651
6,812
5,514
5,608
4,000
2,000
63%
69%
1,809
1,708
1,893
1,898
1,764
0
2015
2016
2017
2018
2019
Current Accounts
■Unrestricted Investment Accounts
Government & Semi Government
Individuals
Corporate
Non-Banking Financial Institutions
Page 18.
QIIB
الدولي
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