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UDR Investor Presentation

household income Increase of average incomes vs. pre-COVID(2) DIVERSIFIED AND HIGH-QUALITY RESIDENT BASE(1) Household income, wage growth, and resident credit quality support current and future demand. $161K Average annual ā†‘ 24% 174% Above median MSA income Low/Mid-20% Average rent-to- income ratio UDR Same-Store Portfolio Avg. Resident Age 35 Seattle Avg. Household Income ($000s): $161 Avg. Household Income ($000s): $172 vs. MSA Median Income: 174% Boston Avg. Household Income ($000s): $206 vs. MSA Median Income: 157% % High-Income MSA Jobs: <-> vs. MSA Median Income: 194% % High-Income MSA Jobs: ā†‘ % High-Income MSA Jobs: San Francisco Bay Area Avg. Household Income ($000s): $226 vs. MSA Median Income: 159% % High-Income MSA Jobs: Orange County Avg. Household Income ($000s): $187 vs. MSA Median Income: 176% % High-Income MSA Jobs: Primary Coastal Markets Other Coastal Markets Sunbelt Markets Sunbelt Markets Avg. Household Income ($000s): vs. MSA Median Income: $128 168% % High-Income MSA Jobs: New York City Avg. Household Income ($000s): $363 vs. MSA Median Income: 455% % High-Income MSA Jobs: --> Metro Washington, D.C. Avg. Household Income ($000s): $129 vs. MSA Median Income: 111% % High-Income MSA Jobs: >35% of Jobs are High-Income >30% and <35% of Jobs are High-Income <30% of Jobs are High-Income (1) Data as of March 31, 2023. Resident Age, Household Income, and Household income versus MSA Median Income are based on UDR portfolio attributes. Analysis of job quality stratification (High-Income, Medium-Income, and Low-Income) reflects employment trends at the market level (or aggregated market level in the case of Sunbelt Markets) and are not necessarily reflective of UDR's resident profile. The intent of this analysis is to demonstrate the quality of potential residents based on the total addressable market. Jobs are classified by industries as defined by the Bureau of Labor Statistics category: segmentation is done across Mining/Logging/Construction, Manufacturing, Trade/Transportation/Utilities, Information Services, Financial Services, Professional and Business Services, Education and Health Services, Leisure and Hospitality, Federal/State/Local Government, and Other Services. Pre-COVID defined as period ending February 2020. (2) Source: Company documents and Bureau of Labor Statistics. 12
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