Quarterly Trended Statement Of Operations slide image

Quarterly Trended Statement Of Operations

Consumer Activities Quarter-To-Date Ended June 30, 2022 2022 2021 Total Consumer Activities Total Consumer Total Consumer Dollar Increase/ ($ in 000's) Auto CBB Auto CBB Percentage Activities Activities (Decrease) Net interest income 1,021,335 331,432 Non-interest income 696,522 78,885 Credit losses expense/ (benefit) 334,181 58,299 Total expenses 830,072 383,486 Income/(loss) before income taxes 553,604 (31,468) $ 1,352,767 775,407 392,480 1,213,558 522,136 $ 1,096,871 928,581 (271,712) 855,243 1,441,921 301,416 1,398,287 $ (45,520) -3.3% 85,911 (12,915) 1,014,492 (239,085) -23.6% (284,627) 677,107 237.9% 372,913 1,228,156 (14,598) -1.2% 27,329 $ 1,469,250 (947,114) -64.5% Year-To-Date Ended June 30, 2022 ($ in 000's) Net interest income Non-interest income Credit losses expense / (benefit) Total expenses Income/(loss) before income taxes Total assets Santander 2022 2021 Total Consumer Activities Auto CBB Total Consumer Activities Auto CBB Total Consumer Activities Dollar Increase/ Percentage (Decrease) 2,072,601 633,387 1,403,036 157,038 2,705,988 1,560,074 2,169,118 703,754 2,872,872 (166,884) -5.8% 1,846,438 153,120 1,999,558 (439,484) -22.0% 554,707 65,343 620,050 (150,327) (17,236) (167,563) 787,613 470.0% 1,632,156 767,436 2,399,592 1,745,835 775,249 1,288,774 $ (42,354) $ 1,246,420 $ 2,420,048 98,861 $ 2,521,084 2,518,909 (121,492) -4.8% (1,272,489) -50.5% 61,804,866 12,880,656 74,685,522 62,017,708 12,765,546 74,783,254 (97,732) -0.1% 23
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