bank bjb Financial Performance Review

Micro Loans Bank Only bank bjb Reguler Program Linkage % SML % NPL YOY Key Indicators 1Q22 1Q23 SRP (Rp Tr) (%) (%) 5 Loans Outstanding 6,197 6,838 +10.34% 7 (Rp bn) Net Expansion 160 182 YtD (Rp bn) (137) -174.91% 3.0 2.8 2.8 5 2.9 Avg. Loans Outstanding 2.8 3 125 68 -45.76% 3.1 2.9 3.2 3.1 4 29 (Rp mn) No of Account 49,449 100,594 +103.43% 3 2.8 2.8 2.4 2.7 2.2 2 1.4 1.5 1.8 1.9 1 Loan Yield (%) 9.5 10.4 +0.9 1 1.3 1.3 1.2 1.2 1.2 1.2 1.1 1.2 1.2 YOY Asset Quality 1Q22 1Q23 (%) 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 Special Mention 1.5 2.9 +1.4 KUR Progress (1Q2023) 2023 KUR Disbursement Rp 424,5 Bn (14.15%) 2023 Allocation Rp 3,0 Tr NPL 1.8 2.0 +0.2 25

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