bank bjb Financial Performance Review

140 120 100 Deposit Breakdown Bank Only bank bjb Current Account ■Saving Account Time Deposit (Rp Tr) Deposits Breakdown (Rp bn) YOY 1Q22 1Q23 (%) Current Account 31,575 30,611 -3.05% 66.5 66.4 59.6 70.4 66.6 Saving Account 22,561 23,816 +5.56% 60 60 68.3 62.8 80 62.0 57.5 Time Deposit 66,438 66,593 +0.23% 60 40 40 24.2 23.1 22.6 23.8 19.2 21.4 24.7 22.3 26.5 TOTAL 120,574 121,020 +0.37% 20 27.5 25.0 27.7 31.6 34.0 33.5 30.6 26.0 24.8 CASA Ratio (%) 44.9 45.0 +0.1 0 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 Government Corporate Retail 100% Currency YOY 1Q22 1Q23 80% 33% 32% 29% 32% 28% 29% 30% 32% 30% (Rp bn) (%) 60% 37% 38% 44% 45% 43% 39% 46% IDR 117,238 119,063 +1.56% 40% 50% 53% 20% 30% 29% 27% 27% 28% 17% 0% L 1Q21 2Q21 3Q21 FY21 1Q22 2Q22 30% 25% 15% Forex 3,336 1,956 -41.36% 3Q22 FY22 1Q23 29

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