Investor Presentation - FY 2022

Investor Presentation - FY 2022 Material extraordinary items in 2022 Effect One-off items P&L line affected [DKK m) Q1 Gain from sale of international private banking activities in Luxembourg 421 Other income (pre-tax] Gain from sale of Danica Norway 415 Net income from insurance (tax exempt] Q2 PMA for potential lower recovery rate from debt collection -250 Impairments Danica: Correction of discrepancy in product -150 Net income from insurance Compensation: Debt collection case -650 Impairments 03 Compensation: Debt collection case -600 Expense Impairment charges on goodwill in Danica Pension -1,627 Impairments Provision for Estonia matter -14,000 Expense Gain from sale of shares in MobilePay Q4 Gain from sale of shares in Sanistål Reduction of provision for Estonia settlement Increased Compensation: Debt collection case 415 Other income 170 Trading income 200 Expense -310 Expense Danske Bank 52

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