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Investor Presentaiton

Highest ever origination since inception and lowest Stage-3 % since Mar-14 SHRIRAM HOUSING FINANCE AUM 4,606 Cr. (Loan book: 3,890 Cr.) Strong growth momentum continued with YoY Growth * Disbursals 768 Cr. (Q2'22: 633 Cr.) Highest ever quarterly origination since inception of 47% 2.47% including impact of RBI Circular dated 12th Nov'21 Stage-3 Assets 1.49% (on AUM) (1.72% on Loan Book)* Lowest Stage-3 % since Mar-14; Improved 23 bps QoQ Collection Efficiency 100.3% (on count of EMIS collected) Collection Efficiency Highest in last 18 months; despite macro uncertainties 5

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