Investor Presentaiton

33 33 Spotlight on our Private Equity franchise Low capital, low cost intensity model for growth Growth £'million FY20 FY21 FY22 Revenue 614.3 580.3 650.9 ECL impairments (75.1) (69.6) (22.9) Costs (408.8) (474.6) (458.8) NCI (0.9) 0.9 Profit Loan book growth 129.5 37.0 169.2 7.8% (4.6%)* 10.4% * FY21 loan book growth was negatively impacted by the sale of the c.£400 million Australian loan book in March 2021. There was marginal book growth excluding the Australian loan book. 10 8 64 Loans and advances to customers 9.9 9.0 2 0 2018 2019 2020 2021 2022 Spotlight on our Private Equity franchise We have a fully integrated proposition spanning advisory (M&A and IPO), capital solutions (leverage finance and fund level finance) and risk management (currency and interest rate hedging) for private equity funds and their portfolio companies We have a broad European footprint with activity weighted to the UK, complemented by fast-growing continental European activity levels, aided through a minority stake in Capitalmind, an M&A boutique • Over the past three years, we have focused on unlocking value by offering an integrated, multi-product solution to a targeted group of clients. The benefit of this collaborative client focus is delivering strong performance: . Revenue from these clients increased by over 40% in FY2022 • Increasingly, our clients are taking more products - two-thirds of these particular clients now have at least two products Opportunity remains to do more with these clients and to replicate our multi-product strategy more broadly Product capture per client (targeted group) FY19 FY20 FY21 FY22 ■ 2+ products ■ 1 product ■No products

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