Global Wealth Management: 2011 Outlook

Scotiabank Overview Rick Waugh President & Chief Executive Officer Q1 2011 Overview Record quarter ➤ Net income: $1,174 million ➤ EPS: $1.07, up 18% vs. prior year ➤ ROE: 18.7% ➤ Quarterly dividend increased $0.03 to $0.52 Record revenue and net income with strong contributions from all four business lines Positive PCL performance • Continued strength in capital ratios Scotiabank 4

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