Annual Report 2022 - The Beginning of a Journey of Transformation

FINANCIAL SNAPSHOT Total Operating Income (KD'Mn) 180 171.6 160 153.9 I 40 141.5 Net Profit attributable to Shareholders' of the Bank (KD'Mn) 50 50 32.3 32.6 27.2 27.5 134.5 136.8 30 140 20 120 10 0 100 - -10 80 -20 60 -30 -40 40 -50 20 -60 0 2020 2021 2022 I YTD 2022 L YTD 2023 T -69.7 2020 2021 2022 YTD 2023 YTD 2023 Non-Performing Loans Ratio (%) Loans to Deposits Ratio (%) 3 90 82.8 80 77.1 74.6 71.4 72.6 70 60 1.76 1.60 1.55 1.43 50 1.34 40 30 20 10 0 0 2020 2021 2022 YTD 2022 YTD 2023 I 2020 2021 2022 I YTD 2022 YTD 2023 I L. 10

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