Investor Presentaiton

Deep and Talented Executive Management Team Our management team has on average 14 years of experience with Bank OZK. Executive Name | Title | Years of OZK Service | Years of Relevant Experience George Gleason Chairman & CEO 44 years with OZK 46 years Brannon Hamblen President 15 years with OZK 33 years Tim Hicks Chief Financial Officer 14 years with OZK 29 years Cindy Wolfe Chief Operating Officer 25 years with OZK 35 years Alan Jessup Chief Lending Officer 15 years with OZK 29 years John Carter Chief Credit Officer 11 years with OZK 21 years Scott Trapani Chief Risk Officer 4 years 35 years with OZK Helen Brown General Counsel and Corporate Secretary 9 years with OZK 21 years Stan Thomas Chief Accounting Officer 12 years with OZK 21 years Tamara Gotham Chief Administrative Officer 7 years with OZK 15 years Jason Cathey Chief Information Officer 7 years with OZK 19 years Patrick Carr Managing Director - Corporate Finance Data & Technology 1 year with OZK 28 years 36 Bank OZK

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