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Investor Presentaiton

GFNORTE - a Leading and Profitable Financial Franchise in Mexico 1 Adequate business mix Strong retail, wholesale and premium banking platforms, as well as leading insurance and pension fund management units, serving more than 21 million clients. 2 Sound Fundamentals Increasing profitability, solid asset quality, high liquidity and strong capitalization ratios. 3 Solid corporate governance Independent Board Members represent 71% of total board composition and best practices in minority shareholder right protection. One of the most public companies in Mexico GFNorte is top 5 in trading at BMV, and has the highest Relative Weighting on S&P/BMV IPC Index, rated OTCQX Best 50 Global Market capitalization of US 16 billion, float of almost 86% and more than 4,000 investors, including large global institutional funds. Investment grade ratings by S&P, Fitch, Moody's and HR Ratings. 16 Eco Hist DB NIM Rev C/I NI Div ROE LD Dep Loan ICAP BAP Guid Mkt App 8 GRUPO FINANCIERO BANORTE
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