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Investor Presentaiton

Non-GAAP Measure Reconciliations RECONCILIATION OF NET INCOME (LOSS) AVAILABLE TO AHL COMMON SHAREHOLDER TO NORMALIZED SPREAD RELATED EARNINGS Years ended December 31, 2018 2019 2020 2021 2022 Three months ended March 31, 2023 Net income (loss) available to Athene Holding Ltd. common shareholder Preferred stock dividends $ 1,053 $ 2,136 $ 1,446 $ 3,718 $ (3,051) $ 721 36 Net income (loss) attributable to noncontrolling interests Net income (loss) Income tax expense (benefit) Income (loss) before income taxes 13 95 380 141 141 47 (59) (2,106) 455 1,053 2,185 1,921 3,800 (5,016) 1,223 122 117 285 386 (646) 163 1,175 2,302 2,206 4,186 (5,662) 1,386 Investment gains (losses), net of offsets (274) 994 733 1,024 (7,434) 397 Non-operating change in insurance liabilities and related derivatives, net of offsets 242 (65) (235) 692 1,433 (135) Integration, restructuring and other non-operating expenses (22) (70) (10) (124) (133) (29) Stock compensation expense (26) (27) (25) (38) (56) (16) Preferred stock dividends 36 95 141 141 47 Noncontrolling interests - pre-tax income (loss) and VIE adjustments 13 393 (18) (2,079) 435 Less: Total adjustments to income (loss) before income taxes (80) 881 951 1,677 (8,128) 699 Spread related earnings Other notable items 1,255 1,421 1,255 2,509 2,466 687 Normalization of alternative investment income to 11%, net of offsets 91 37 152 (609) 80 148 34 5 (40) (52) 3 (25) Normalized spread related earnings $ 1,380 $ 1,463 $ 1,367 $ 1,848 $ 2,549 810 RECONCILIATION OF BENEFITS AND EXPENSES TO COST OF FUNDS GAAP benefits and expenses Premiums Product charges Other revenues FIA option costs Reinsurance impacts Non-operating change in insurance liabilities and embedded derivatives Policy and other operating expenses, excluding policy acquisition expenses AmerUs Closed Block fair value liability ACRA noncontrolling interest Other Total adjustments to arrive at cost of funds Total cost of funds Average net invested assets ATHENE For the three months ended March 31, 2023 $ 2,674 5.31% (96) (0.19)% (198) (0.39)% (13) (0.03)% 365 0.72 % (37) (0.07)% (873) (1.73)% (310) (0.62)% (42) (0.08)% (287) (0.57)% 52 0.10 % (1,439) (2.86)% $ 1,235 2.45 % $ 201,600 39
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