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Investor Presentaiton

Physical and transition risk metrics. Analysis suggests that overall potential risk exposures are likely to be low. Potential physical risk¹ exposure in our Australian mortgage portfolio² (%) % represents proportion of our Australian mortgage portfolio that may be at risk under these climate change scenarios² Sustainability Potential transition risk exposure to 2030 and 2050 in our Australian business and institutional lending portfolio³ (%) % represents proportion of our lending portfolio that may be at risk under these climate change scenarios³ RCP 2.6 RCP 8.5 1.5°C 2°C 3.4% Current 3.6% 2050 3.4% Current 4.1% 2050 0.9% 2030 2.2% 2050 0.6% 2030 1.7% 2050 We used Intergovernmental Panel on Climate Change (IPCC) Representative Concentration Pathways (RCP) scenarios for the analysis RCP2.6 represents a lower warming scenario indicative of 2°C warming by 2100 RCP8.5 represents a higher warming scenario indicative of 4°C warming by 2100 Note: See footnotes on page 133. We analysed scenarios of how the Australian economy and major industry sectors might perform when constrained in line with transition pathways 1.5°C represents a rapid decarbonisation scenario 2°C represents a decarbonisation scenario The information on this page contains 'forward-looking statements' and statements of expectation reflecting Westpac's current views on future events. They are subject to change without notice and certain risks, uncertainties and assumptions which are, in many instances, beyond its control. Please refer to the disclaimer at the back of this presentation. 57 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Westpac GROUP
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