IDFC FIRST Bank: Quarterly Income and Business Overview
Section 6: Successful Trajectory of Growth and Profits at Capital First.
This page is an extract from Capital First investor Presentation of September 2018, which is the last quarter prior to merger. Presented
here to demonstrate the capability of the core loan book and the track record of growth and profitability.
From 31-March-2010 to 31-Mar-2018, the company has transformed across all key parameters including:
•
The total Capital has grown
•
The Assets under Management increased
from Rs. 691 crore to Rs. 3,993 crore
from Rs. 935 crore to Rs. 26,997 crore
8-Yr CAGR %
% Growth - FY18
Total Capital
25%
17%
•
The Retail Assets Under Management increased
from Rs. 94 crore to Rs. 25,243 crore
.
The long term credit rating has upgraded
Total AUM
52%
36%
•
The number of lenders increased
Retail AUM
101%
38%
•
The Gross NPA reduced
•
The Net NPA reduced
•
Cumulative customers financed reached
•
The Net Profit/(Loss) increased
from A+ to AAA
from 5 to 297
from 5.28% to 1.62%
from 3.78% to 1.00%
over 7 million
from loss of Rs. 32.2 crore in FY 09 to Profit of Rs. 327.4 crore (FY18)
The 5 year CAGR for key parameters are as follows:
Total Asset Under Management has grown at a CAGR of
O
Total Income has grown at a CAGR of
Profit After Tax has grown at a CAGR of
Earning Per Share has grown at a CAGR of
29% from Rs. 7,510 crore (FY13) to Rs. 26,997 crore (FY18)
47% from Rs. 357.5 crore (FY13) to Rs. 2429.6 crore (FY18)
56% from Rs. 35.1 crore (FY13) to Rs. 327.4 crore (FY18)
46% from Rs. 4.94 (FY13) to Rs. 33.04 (FY18)
Section 7: History of Capital First
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IDFC FIRST
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