Investor Presentaiton
Non Performing Loans
Consumer
Micro
Corporate & Commercial
Mortgage
% NPL
.
Total NPL
(Rp Tr)
1,600
(%)
5
100%
1,470
1,378
1,400
80%
1,307
273
1,252
1,197 1,188
271
1,166
1,200
1,135 1,135
256
236
60%
259
237
232
227
233
1,000
800
40%
■Consumer ■Micro
Corporate & Commercial
■Mortgage
bank bjb
22%
20%
20%
20%
21%
19%
20%
20%
19%
58%
60%
58%
58%
57%
61%
58%
58%
59%
863
806
756
761
600
688
711
676
653
650
2
20%
10%
10%
9%
10%
11%
11%
10%
11%
12%
400
1.26
1.24
1.26
10%
10%
13%
12%
13%
11%
12%
11%
11%
1.19
1.21
1.22
1.16
1.10
0%
1.07
T
1
3Q21
4Q21
1Q22
2Q22
3Q22
4Q22
1Q23
2Q23
3Q23
173
137
147
200
112
115
104
135
121
Non Performing Loans Composition Based On Economic Sector (3Q23)
125
Construction
114
115
146
140
147
134
157
154
161
38.3%
Trade
31.2%
Finance
18.7%
Industry Others
3.0% 8.9%
0
T
T
0
3Q21
4Q21
1Q22
2Q22
3Q22
4Q22
1Q23
2Q23
3Q23
27
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