Investor Presentaiton
Operating metrics
Cumulative borrowers(1)
Thousands
Outstanding loan balance(2)
RMB in billions
34.5
15,433 16,528 17,445 17,926 18,535 18,729 19,138 19,800 20,806
31.3
32.5
29.1
27.1
26.7
24.0
22.3
21.1
15,433
18,528
18,184
18,352
18,559
18,936
19,556
1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21
Domestic borrowers
■International borrowers
Average principal amount(3)
RMB
1Q19 2019 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21
■Domestic loan balance
Average loan tenure(3)
Months
■International loan balance
4,369
4,095 4,041
9.6
3,873 3,867
3,681
8.8
8.2
8.4
8.4
8.3
8.3
8.2
8.4
3,387
3,156
3,029
1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21
(1) Total number of borrowers whose loans were facilitated on our platform at least once.
(2) As of the end of each period.
(3) Calculated based on loans originated on our platform during each period in Mainland China.
1Q19
2Q19
3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21
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