Investor Presentaiton
84
GROUP COMMERCIAL REAL ESTATE¹
GROSS LOANS & ACCEPTANCES
ASSET QUALITY
Aust
New
Zealand
Total
Trend
Mar 19
Sep 19
Mar 20
Sep 20
Mar 21
TOTAL CRE (A$bn)
51.6
7.1
58.7
Impaired loans ratio
0.22%
0.25%
0.26%
0.32%
0.30%
Increase/(decrease) from
0.4
(0.4)
(0.1)
Sep 20 (A$bn)
% of geographical GLAS
10.5%
8.5%
9.9%
Specific Provision
Coverage
34.4% 31.9%
32.2%
39.9% 39.2%
Change in % from Sep 20
0.2%
(0.6%)
BALANCES OVER TIME
($bn)
17.1%
11.6%
11.3%
10.2%
9.9%
9.9%
75
61
62
62
62
59
59
10
7
6
6
16
52
55
53
53
45
Sep 09
Sep 13
Sep 16
Sep 19
Investor
Developer
(1) Measured as balance outstanding as at 31 March 2021 per APRA Commercial Property ARF 230 definitions
Sep 20
-Group CRE % of Group GLAS
Mar 21
National
Australia
BankView entire presentation