OppFi Pitch Deck
Superior Value Proposition
Traditionally, financing options for the underbanked have been limited, with exorbitant interest rates.
and poor customer service.
Best product available
Underbanked Option APRS
-17,000%
Simple interest, amortizing installment loans with no
balloon payments
•
No origination fees.
•
No late fees
• No NSF fees
• No prepayment penalties
•
Report to the 3 major credit bureaus.
• Work compassionately with customers who require
payment plan modification.
1. Assumes $200 amount financed with $5 finance charge 7 days between the advance and employee's regularly scheduled paydate
29
-235% 330%
A Cheaper,
Better Product
for Non-Prime
Average
Loan Amount
~$1,500
Average
Term
~11 Months
-200%
-130%
30% -160%
Bank Overdraft Payday & Title
LTO
Loans
Earned Wage
Access
OppFi
OppFi****View entire presentation