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Investor Presentaiton

Business Overview - EIG Underwriting • • UK's 5th largest motor insurer and the largest motorcycle insurer The largest motor syndicate at Lloyd's; s.218 GWP of more than £550m (1,400mAUD) for 2006 38 year track record of unbroken profitability Upper quartile operating ratio of 92.2%* Agricultural 3% PA 2% Household 8% Roadside Rescue 3% Fleet 22% Private car broker 21% 5 Special Risks 20% * Earned claims and expenses against net earned premium • • • Distribution The UK's 7th largest personal lines intermediary business (including ODIS) The largest broker in Northern Ireland Multi-channel distribution - telesales, Internet and high street branches GWP of more than £200m (509mAUD) IAG Insurance Australia Group Road Rescue 4% Other 1% Classic 5% Commercial 13% Private car direct 9% Travel 6% Motorcycles 12% Motorcycles 3% Household 8% Private Car 60%
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