1Q22 Results and Strategic Update

Our ability to anticipate trends Reassessing higher risk portfolios since 4Q21, due to macro conditions: -Higher inflation and rates; -Weak GDP; -Impact on disposable income Loan Portfolio (Total) 4Q21 vs 3Q21 1Q22 vs 4Q21 -1.6% -0.6% +2.8% -2.6p.p. Financial system +5.4% ex- FX Solid business performance Growth-oriented culture: ● capacity to react to signals risk management culture Keep expanding 67% our secured businesses collateralized individuals loan portfolio Home Equity 23.4% Auto finance 46% market share LTV Feb/22 +28% YoY credit cards fees IC CI.K. 701 3

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