Investor Presentaiton

International – Romania € mn Q2 2022 Q3 2022 Q4 2022 Q1 2023 Q2 2023 Net interest income 29 30 32 34 35 Net commission income 7 7 7 6 7 Total revenue 39 38 41 43 46 Recurring operating expenses (27) (27) (32) (33) (30) One-off costs 0 0 0 0 0 Provisions 6 8 (7) 2 (2) Profit After Tax 15 15 2 11 12 Normalised Profit After Tax 15 15 2 11 12 Net Loans 2,742 2,832 2,950 3,015 3,015 Deposits 2,677 2,772 2,978 2,955 3,039 RWAS 1,824 1,870 1,879 1,994 2,045 Tangible Book Value 412 422 424 433 445 68 ALPHA SERVICES AND HOLDINGS

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