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Investor Presentaiton

口 中銀香港(控股)有限公司 BOC HONG KONG (HOLDINGS) LIMITED Deepening SEA Business Development by Leveraging Regional Synergies HK$67.3bn +6.8% YTD Customer Deposits HK$54.3bn +3.0% YTD Customer Loans Laos Myanmar HK$1.51bn +22.8% YoY Net Operating Income 2.53 % +0.14ppt YTD Non-performing Loan Ratio Notes: Customer deposits, customer loans and net operating income represent the consolidated data of nine Southeast Asian entities which were prepared in accordance with Hong Kong Financial Reporting Standards. Constant currency terms were used in calculating percentage changes. Non- performing loan ratio was calculated based on their local regulatory requirements. © Thailand Cambodia Vietnam Brunei Malaysia Indonesia Philippines 8
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