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Investor Presentaiton

Down-streaming of bail-in bonds senior financing Proceeds¹ ■ Proceeds are down-streamed initially to Credit Suisse AG (as internal notes), unless used for Credit Suisse Group AG's own funding need ■ The internal notes are unsecured debt aligned to the external notes (maturity, interest rate, etc.) ■ Investors have no recourse to this intercompany instrument Hierarchy ■ HoldCo senior notes (external) structurally subordinated to OpCo liabilities ■ Internal notes contractually subordinated to OpCo senior liabilities in both restructuring and liquidation CSG AG = Credit Suisse Group AG CS AG = Credit Suisse AG = HoldCo Holding Company OpCo Operating Company 1 Mere illustration of usual on-lending set-up in the case of an issuance by CSG AG 13 HoldCo senior notes issued from 1.1.2017 onwards Proceeds Credit Suisse Group AG Holding Company HoldCo senior notes (external) Proceeds¹ Investors Internal notes Credit Suisse AG Operating Bank CREDIT SUISSE
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