Investor Contacts and Regular Meetings Schedule

Bank of Russia BANK OF RUSSIA: OVERVIEW The Central Bank of the Russian Federation 13 MARKET PLACE Shaping future of financial services experience in Russia ✓ New system for online sales of financial products ✓ Aimed at replacing traditional sales channels with websites and smartphone apps which will enable customers to compare multiple financial product offers ✓ CBR arranges the regulatory environment necessary for the project Development of competitive environment and financial services optimization Competition Customers Equal access to financial market Technologies Open API and fast payments system

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