Investor Presentaiton

Deposit Growth Strong Inflows Driven by Strategic Channels ($bn) +51% $190 $286 2.50% 2.25% 28% Proven Ability to Reprice & Retain Deposits $72 $60 $55 38% $50 $46 72% 62% $100 $96 $97 $92 4Q19 1Q21 ■Strategic Channels¹ ■ Other $96bn of deposit growth vs. 4Q19, concentrated in our strategic channels 1Q19 2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21 Fed Funds Rate (Upper End) Consumer Deposits² ($bn) Marcus U.S. Online Savings Account Rate ~80% deposit beta³ on Marcus U.S. deposits over the recent rate cut cycle 0.50% 0.25% 6

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