Canadian Housing Market: Engineering a Soft Landing
Automotive Finance
Canada's leader in automotive finance
• Provide personal and commercial dealer financing solutions, in partnership with seven leading global
automotive manufacturers in Canada
• Portfolio grew 3%¹ year-over-year
Personal up 4%, Commercial down 2%
Commercial
13%
AVERAGE
Near-Prime
Retail
ASSET MIX
8%
$43.3B1
79%
100% Secured
Prime Retail
Market Share²
Prime Retail Market Share³
63%
37%
Exclusive Relationships
MAZDA
VOLVO
JAGUAR/LAND ROVER
Semi-Exclusive Relationships*
HYUNDAI
CHRYSLER
GM
TESLA
* 1 to 2 other financial institutions comprise Semi-Exclusive relationships
Near-Prime Retail Market Share4
76%
24%
Commercial Floorplan Market Share5
72%
28%
1 For the three months ended July 31, 2019; 2 Data as at Feb 2019; 3 CBA data, includes BMO, CIBC, HSBC, National Bank, RBC, Scotiabank, TD; 4 Dealer Track Portal data, includes all Near-Prime Retail providers on DealerTrack Portal, data for
July-19 originations; 5 Includes BMO, CIBC, RBC, Scotiabank, TD, HSBC, Canadian Western Bank, Laurentian Bank, data as of Dec-2018
Scotiabank®
24View entire presentation