Investor Presentaiton

Revenue Trends 120,000 Diverse & re-occurring revenue from stabilized net interest and servicing revenue with alpha from gain on sale operations 100,000 80,000 60,000 40,000 20,000 Q118 Q218 Q318 Q418 Q119 Q219 Q319 Q419 Q120 Q220 Q320 Q420 Q121 Q221 ■NIM ■Servicing ■Gain on Sale ■Mortgage Banking Other 1. As of quarter end market prices READY CAPITAL. Current WA Servicing Fee: 27bps Current WAC: 5.0% 33

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