Hilltop Holdings Results Presentation Deck
PlainsCapital Bank – Q4 2023 Highlights
Summary Results
($ in millions)
Net Interest Income
Provision for (reversal of)
Credit Losses
Noninterest Income
Noninterest Expense
3.42%
Q4 2022 Q4 2023
$93.1
$109.3
3.40%
3.9
11.9
59.3
1.4
11.8
3.11%
55.8
Net Interest Margin
FY 2022 FY 2023
$397.9
$413.6
18.5
8.3
49.3
Income Before Taxes $58.0 $47.8 $219.5 $199.0
235.2
45.8
3.08%
226.2
2.94%
Key Highlights
ROAA
Full Service Branches
(period end)
Net Interest Margin
Assets ($B) (period end)
Q4 2022
Q1 2023
Q2 2023
Q3 2023
Q4 2023
Notes:
(1) Efficiency Ratio is calculated as noninterest expense divided by the sum of net interest income and noninterest income.
20
48.9%
Q4 2022
48.4%
Q1 2023
Q4 2022 Q4 2023
1.31%
59
3.42%
$13.4
51.2%
1.12%
Q2 2023
58
2.94%
Efficiency Ratio¹
$13.3
FY 2022
1.19%
3.11%
51.4%
59
$13.4
Q3 2023
FY 2023
1.15%
58
3.13%
$13.3
53.2%
Q4 2023
Hilltop Holdings.View entire presentation