Investor Presentation

Scotiabank in Peru Business Overview1 Residential Mortgages Customers² Market Position by Loans5 ~3.6MM Corporate/ Commercial 15% Employees² ~9,300 33.1% Branches² 256 Personal Loans 20.9% Average Loans $22B Loans $21.8B 21% 16.7% 59% 12.1% Average Deposits $16B 2% 4% Credit Cards Total NIAT $424MM Other (after NCI)³,4 ROE³,4 14.4% Retail Loans 42% 58% BCP BCP BBVA ㅁ BBVA Scotiabank Interbank Productivity3,4 39.1% Secured Unsecured PTPP1,6 Productivity Ratio4 Operating Leverage4 1,290 1,099 -1% CAGR 1,265 37.7% 1,059 2019 2020 2021 2018 All figures including Wealth Management 1 On a constant dollar basis 2 Including subsidiaries 3 LTM Q2/22 4 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Second Quarter 2022 Report to Shareholders, available on http://www.sedar.com 5 Market share as of March 2022. Scotiabank includes SBP, CSF and Caja CAT 6 Pre-Tax, Pre-Provision Profit defined as revenues less expenses 35.8% 35.8% 38.5% 5.1% 6.0% -0.1% -5.6% 2018 2019 2020 2021 2018 2019 2020 2021 30

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