Investor Presentaiton

Financial Performance Total income (in Billion) Net Interest Income Other Income Total Income 44.3% 12.48 10.67 8.65 2.11 2.03 1.22 10.37 8.64 7.43 PAT (in Billion) 47.5% 3.27 4.82 3.88 Q1 FY 18 Q1 FY 19 Q4 FY18 Bandhan Bank Operating expenses to Average Assets (%) 4.16% 3.98% 3.69% Q1 FY18 Q1 FY19 Q4 FY18 Q1 FY 18 Q1 FY 19 Q4 FY18 16

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