Investor Presentaiton

Return and Capital adequacy ratios Return on Equity (%) (after tax) 9.00% 6.34% 6.00% Return on Assets (%) (after tax) 1.00% 7.41% 0.90% 0.80% 6.39% 0.70% 0.56% 0.60% 0.49% 0.49% 0.50% 0.40% 0.30% Jun'22 Jun '21 Mar '22 Jun'22 3.00% Jun '21 Mar '22 Capital Adequacy (%) - Basel III 18.00 Tier I Tier II Total CRAR 15.66 15.41 16.00 14.58 14.00 12.00 12.10 12.65 12.44 10.00 8.00 6.00 4.00 2.48 3.01 2.97 2.00 0.00 Jun '21 Mar '22 Jun'22 29 ✡ Karnataka Bank Ltd. Your Family Bank. Across India.

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