Bajaj Finserv - Covid-19 Update and Business Continuity Plan slide image

Bajaj Finserv - Covid-19 Update and Business Continuity Plan

BFL : Business Segments BAJAJ FINANCE Consumer SME Commercial B BAJAJ FINSERV Rural . • Largest consumer electronics, digital products & furniture lender in India Presence in 1,049 locations with 89,900+ active points of sale Amongst the largest personal loan lenders EMI Card franchise of over 21.5 Mn. cards in force Among the largest new loans acquirers in India 1.75 Mn in Q1 FY20 Bajaj Finserv-Mobikwik active wallet users stood at 15.7 Mn as on 30 June 2020 who have linked EMI card to wallet • Bajaj Finserv- RBL Bank co-branded credit card stood at 1.8 Mn as of 30 June 2020 Focused on affluent SMEs with an average annual sales of around Rs. 15-17 Crores with established financials & demonstrated borrowing track records Offer a range of working capital & growth capital products to SME & self employed professionals Dedicated SME Relationship management approach to cross sell • Wholesale Lending products covering short, medium and long term financing needs of selected sectors viz. ✓ Auto component and ancillary manufacturers Light engineering ✓ Financial institutions Structured products collateralized by marketable securities or mortgage Financing against shares, mutual funds, insurance policies and deposits Unique hub-and-spoke model in 1,359 locations and retail presence across 19,600+ points of sale • Diversified rural lending model with 10 product lines across consumer and professional business categories 10
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