Emirates NBD Q2 2022 Financial Results

Consistently profitable due to diversified and resilient business model 8.8% 10.5% 15.7% 19.7% 18.0% 18.8% 20.3% 16.5% 9.5% 12.8% 14.6% 10.2 11.8 Total Income '12-'21 CAGR: 10% Net Profit '12-'21 CAGR: 15% 17.4 15.2 15.4 14.7 14.4 10.0 8.3 7.1 7.2 5.1 3.3 2.6 2012 2013 2014 2015 2016 2017 2018 ■Total Income (AED Bn) ■Net Profit (AED Bn) 23.8 23.2 ZZ.4 2019 14.5 9.3 7.0 14.2 5.3 2020 2021 H1 2022 Return on Average Tangible Equity Excl. NI gain for 2019 11

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