Strategy 2030: Investments to Future-Proof SEB

11 + Our financial targets ~50% Dividend payout ratio of EPS 1 100-300bps CET1 ratio above requirement Return on Equity competitive with peers (Long-term aspiration 15%) Share repurchases will be the main form of capital distribution when SEB's capital buffer exceeds, and is projected to remain above, the targeted range of 100-300 basis points. 1 Excluding items affecting comparability. SEB

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