Investor Presentaiton
Overview of key operational themes
OUTsurance South Africa
OUTsurance Personal
OUTsurance Business
OUTsurance Life
Escalating premium inflation in
response to claims cost pressure.
Limited real growth on the back of
challenging macro environment.
Normalisation of motor claims
frequency when compared to lock-
down conditions in H1-2021.
Wet weather, loadshedding, vehicle
theft and reinsurance cost
contributing to claims performance.
Focus on reaching profitability and
target margins in OUTsurance
Brokers (tied-agency).
Premium inflation conditions and
continued strong policy growth in
OUTsurance Brokers.
Improved economies of scale and
attritional claims performance.
Strong new Business performance in
the Funeral segment (including
Shoprite).
Volatile yield environment is the
primary driver for large policyholder
liability movement and operating
loss.
Continued investment into Funeral
and tied-agency distribution for
Underwritten Life.
VNB margins negatively impacted by
higher per policy acquisition costs.
OUTsurance Group Limited
OUT
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